What’s Included in Assisted Living Costs and How to Pay For Care: A Practical Guide from Broadway Cityview

Assisted living can be a life-enhancing option for older adults who wish to maintain their independence while receiving personalized support with everyday routines. But one of the first questions families ask is simple—and vitally important: How much does it cost?

The answer depends on several key factors, including location, level of care, and the specific amenities a community provides. Below, we break down what’s typically included, what may cost extra, and how you can plan ahead for assisted living expenses at Broadway Cityview with confidence.

What Does Assisted Living Cost on Average?

Our assisted living rates start at $3,800. According to the 2023 Genworth Financial Cost of Care Survey, the national average cost of assisted living is around $4,800 per month; however, depending on where you live and what’s included, that figure can range from about $3,200 to $6,500 or higher. Costs typically vary based on:

  • Location: Urban and coastal regions generally have higher prices than rural areas.
  • Apartment size: Larger units, such as one- or two-bedrooms, cost more than studios.
  • Amenities: Enhanced offerings like on-site dining options, spas, or concierge services can increase rates.
  • Level of care: Those requiring more frequent or specialized assistance may pay higher fees.

Our team will help you find the option that best fits your needs and budget.

What Services Are Included in Assisted Living?

Assisted living communities offer a blend of housing, daily support, and social engagement to help residents live comfortably and safely. The focus is on maintaining dignity and independence while receiving assistance with Activities of Daily Living (ADLs) and Instrumental Activities of Daily Living (IADLs).

ADLs (Activities of Daily Living) include:

  • Bathing and personal hygiene support
  • Dressing and grooming support
  • Assistance with eating
  • Toileting support
  • Mobility and transferring assistance

IADLs (Instrumental Activities of Daily Living) include:

  • Medication reminders
  • Light meal preparation or special dietary needs
  • Housekeeping and laundry
  • Transportation for errands and appointments
  • Help with scheduling medical visits

Beyond this personalized assistance, we offer:

While each community may vary slightly, these services are generally covered in the base monthly rate.

What Isn’t Included in the Base Cost?

While many services are covered by the base rate, additional care or amenities may come at an extra charge. It’s always wise to request a full pricing breakdown before making a decision.

Common add-on services can include:

  • Diabetes management and insulin administration
  • Physical or occupational therapy (via third-party providers)
  • Extra personal care support
  • Salon or spa treatments
  • Incontinence supplies and care
  • Private transportation or medical escort services
  • Cable, Wi-Fi, and telephone service upgrades

Some communities offer tiered or all-inclusive pricing models, while others use a flexible points-based system. Understanding which model a community uses can help you anticipate future costs.

How Can You Pay for Assisted Living?

There are several ways to fund assisted living, depending on your personal and financial situation:

  1. Private Pay: Many families use a combination of personal savings, pensions, investments, and Social Security benefits to cover monthly costs.
  2. Long-Term Care Insurance: If you have a policy, it may reimburse some or all assisted living expenses, depending on coverage terms.
  3. Veterans Benefits: Eligible veterans and surviving spouses may receive Aid and Attendance benefits through the Department of Veterans Affairs to help offset costs.
  4. Home Sale or Reverse Mortgage: Selling a home or using home equity can be a practical way to fund care.
  5. Medicaid (Limited Availability): While Medicaid coverage for assisted living varies by state, some states offer waiver programs to help pay for care-related services in approved facilities.

Is Assisted Living the Right Fit for You?

You or your loved one may benefit from assisted living if:

  • Daily activities like bathing or dressing are becoming challenging
  • Living at home feels lonely or unsafe
  • Home maintenance and meal preparation are overwhelming
  • There’s a desire for more social interaction and structured support

Many residents move to assisted living communities like ours for peace of mind and a vibrant social atmosphere, not just for care needs. With personalized support, engaging activities, and welcoming neighbors in Fort Worth, Texas, we help residents live life to the fullest while maintaining their independence.

Learn More About Life at Broadway Cityview

Understanding the cost and structure of assisted living is the first step toward making an informed decision. Every community has its own pricing, care model, and personality—so scheduling a personal visit or consultation can help you find the right fit.

Interested in learning more about life at Broadway Cityview? Our team would love to discuss care options, pricing, and lifestyle offerings to help you plan confidently for the next chapter. Contact us today!

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